Table of Contents

Artist Growth is launching a line of credit cards? WHAT?! Aren’t there enough options out there as it is?

We think not. Here’s why…

Did you know? As of January 1, 2024, the average credit card APR in the United States is 27.80%! Maybe that’s ok if you can afford to pay your bill in full each month. But that’s not most of us.

For the musician who needs to pay for new recording equipment, the design intern who just moved to New York City hoping to break through in the music industry, or the indie label looking for a little extra spending power to kickstart promotion efforts for a hot, new up-and-comer, that just won’t do.

We know, because we’ve been there, as artists and industry professionals ourselves. 

So we fixed it. With a new, low fixed-rate credit card that never changes. (Pun intended.) As well as with other great options to meet the needs of creators and the people and teams who help make it all possible.

Meet Artist Growth X, an exciting new addition to the AG Workspace toolkit.

Low, fixed-rate credit cards that never change

When was the last time you saw a credit card featuring an 11.99% fixed APR that NEVER changes+? You read that correctly! And we'll tell you more in a minute…

But first, you can read the terms and conditions for each here:

Seriously, the last time the average credit card APR clocked in that low was in February 2015. For those of you who remember New Music Tuesday, that was the month labels in the US decided to shift new music releases to Fridays across the globe.

Fortunately for you, with the XS Platinum Fixed Mastercard and X Business Platinum Fixed Mastercard, you can lock in our lowest APR for as long as you keep your card open. And unlike most credit cards, your APR will never change. (Like when the Fed hikes interest rates, something they did quite a bit last year.)

Consider yourself lucky, because these are available exclusively for people and businesses in the music, media, and entertainment space. 

So to sum it up:

  • If you’re an individual artist or industry professional and are looking for the stability of an 11.99% fixed APR that never changes (see terms and conditions), the XS Platinum Fixed Mastercard could be for you.
  • If you’re a small- to medium-sized business looking for predictable financing costs—ahem, an 11.99% fixed APR that never changes (see terms and conditions), our X Business Platinum Fixed Mastercard could be the ticket.

However, you might have different needs. We thought of that, too.

Beyond a fixed rate: A card for every need

While we’re obviously pretty stoked about our fixed-rate offerings, we understand that maybe you need something a bit … BIGGER. Like an end-to-end corporate expense management solution with credit limits that are personalized based on people-driven underwriting rather than automated decisions. 

Featuring unlimited physical and virtual cards, custom spending controls and alerts, and other powerful features, Artist Growth X Corp Purchasing Mastercard could be just what your business needs.

Empowering the creative industry with access to affordable financing

Our mission is simple: To equip artists and the people and teams who support them with tools that reflect the dynamic nature of the creative industry. So you can manage your business on your terms.

With Artist Growth X’s new roster of credit cards, we're providing financial empowerment through transparent, user-friendly credit.

Find the right card for you today.

The Artist Growth X Business Platinum, XS Platinum, and X Corp Purchasing Mastercard® credit cards are issued by Pinnacle Bank, a Tennessee bank, pursuant to a license by Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.