Business Card

Finally, a low apr business credit card for music

Introducing the Artist Growth X Business Platinum Fixed Mastercard®. With an 11.99% fixed APR that never changes⁺, it could be the lowest APR small business credit card you’ll find, anywhere.

Available exclusively to businesses in music, media, and entertainment.

⁺Terms & Conditions

Fixed APR that never changes+

Subject to credit approval. Ask for details.

⁺Terms & Conditions

Subject to credit approval. Ask for details.
Mastercard^® is a registered trademark of Mastercard International Incorporated.

Lock in a low fixed 11.99% APR that never changes⁺

Right now, the average credit card APR is 27.80%¹! We think you deserve better.

⁺Terms & Conditions

Pay off balances from other higher APR cards

Save money and pay down debt by transferring your balance from a business card with a high APR to our X Business Platinum Fixed Mastercard.

Set spending alerts and limits per card

Easily customize spending limits and alerts on a per-card basis.

⁺Terms & Conditions

¹What Is The Average Credit Card Interest Rate This Week? As of December 18, 2023. Forbes.

Looking for something else?
Rewards, maybe? Or a low intro APR?

Every business has different needs, whether you’re an indie label or management agency. We’re proud to offer a variety of small business credit card options.

Get to know the whole Artist Growth X Business Platinum Mastercard lineup

X Business Platinum Fixed

11.99% fixed APR that never changes⁺
^‍No balance transfer fee for the first 6 months. After that, a 1% or $10 fee, whichever is greater, applies. Balance transfers are subject to available credit.⁺
$120 annual fee⁺

⁺Terms & Conditions

X Business Platinum

Low, variable APR
0% INTRO APR on purchases and balance transfers for the first 6 months. After that, a variable rate currently 14.24% to 22.24% APR applies, based on creditworthiness. Balance transfers are subject to available credit.⁺
No annual fee⁺

⁺Terms & Conditions

X Business Platinum Rewards

Earn 1% cashback rewards¹
No annual fee⁺

⁺Terms & Conditions

¹See Rewards Program terms and conditions here. Rewards options are subject to change without notice.

Corp Purchasing Mastercard^®

Need more spending power? No problem.

For large companies and enterprise organizations looking to increase their purchasing power, control expenses, and manage employee and artist spending, our X Corp Purchasing Mastercard could be the perfect solution.

Integrates with

Customized Credit Limit

Unlock a higher limit with personalized, people-driven underwriting — no automated decisions.

Powerful Integrations

X Corp Purchasing Mastercard integrates with Quickbooks® and SAP Concur for greater flexibility.

End-to-end Expense Management

Consolidate employee reimbursements, vendor payments, and other expenses.

Individual Spending Controls

Set spend limits, restrict purchases to select vendors or categories, and freeze cards any time.

Unlimited Physical & Virtual Cards

Add as many cardholders as needed — whether you need one card or 1,000.

Easy to Implement

We’ll guide you from application to onboarding, ensuring you're up and running quickly.

⁺Terms & Conditions

Subject to credit approval. Ask for details.
Mastercard® is a registered trademark of Mastercard International Incorporated.

Peace of mind for an industry on the go

Mastercard ID Theft Protection™

Monitor your credit file for fraud, receive alert notifications about suspicious activity, and get assistance from a resolution specialist.¹

Mastercard Zero Liability Protection

You’re not responsible in the event someone makes unauthorized purchases with your card.²

Mastercard Global Service

Get emergency assistance virtually anytime, anywhere, in any language. Report a lost or stolen card, get an emergency replacement, and more.

Mastercard^® is a registered trademark of Mastercard International Incorporated.
‍
‍¹Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. Please see your guide to benefits for details or call 1-800-MASTERCARD.
‍
²These are summary descriptions only. Certain terms, conditions, and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact your issuing financial institution for complete coverage terms and conditions or call 1.800.Mastercard (1.800.627.8372) for assistance. Applicable to U.S. cardholders only.

Finally, a low apr business credit card for music

Looking for something else? Rewards, maybe? Or a low intro APR?

Need more spending power? No problem.

Looking for a consumer credit card?

Peace of mind for an industry on the go

Mastercard ID Theft Protection™

Mastercard Zero Liability Protection

Mastercard Global Service

Looking for something else?
Rewards, maybe? Or a low intro APR?